Credit cards specifically for building/rebuilding your credit, but denied due to your credit? Any sense?

Isaias Badgley: You can find a card on http://www.creditcardsearchengine.com, otherwise, start a secured credit card with your local bank.

Ramona Pago: One way to build your credit would be to get a secured credit card. Secured cards are guaranteed by your savings account in the issuing bank. Your credit limit would equal your the balance in your savings account.When applying for a secured credit card, make sure that the credit card company reports to all three major credit bureaus.http://www.bankrate.com/gookeyword/rate/cc_ratehom......Show more

Ramona Pago: Get a credit card from local bank and pay it in time. You also can use this service to avoid common mistakes while buiding credit and pre-estimate future scores for different scenarios of payments - freecreditreport.hotusa.org

Particia Thorton: You local bank may not offer secured cards. Secured cards have a low limit secured by a deposit and a credit line of $200 to $500 typically. If you make paym! ents for a year or so some may be graduated to a normal card or once credit is established you apply for a normal card. Secured cards are easy to get.People who have horrible credit applied for too many cards and now are having their lines cut and/or the cards closed. It was much easier to establish credit than now....Show more

Susan Rambo: People with horrible credit often have it BECAUSE they have credit cards. Bad credit does not automatically cancel a card, so once you have cards, you can often keep them even if your overall credit rating goes south.As to credit cards that claim to rebuild your credit, the only way to do that is to have a secured credit card, in which you basically borrow your own money. Any real credit card requires at least some basic credit worthiness before they will issue it....Show more